Latin People News LPN: Family Movie Nights: Aladdin

Latin People News LPN: Family Movie Nights: Aladdin: Bring your own blanket or chair and join your neighbors for Family Movie Nights in the park featuring  Aladdin . ...

Bring your own blanket or chair and join your neighbors for Family Movie Nights in the park featuring Aladdin. Activities for children start at 7 pm. The movie starts at 7:30 pm.   Friday, February 7 Heritage Park, 19200 Collins Avenue 7 pm   Saturday, February 8 Town Center Park, 17200 Collins Avenue 7 pm Free parking is available at both parks and the SIBshuttle will provide free transportation within Sunny Isles Beach.

Latin People News LPN: Celebrating 250 Years of Beethoven's Genius

Latin People News LPN: Celebrating 250 Years of Beethoven's Genius

Latin People News LPN: You are invited to ART PALM BEACH 2020 opening 1/...

Latin People News LPN: You are invited to ART PALM BEACH 2020 opening 1/...: TICKETS ART PALM BEACH 2020 ART PALM BEACH  celebrates its 23nd Edition at the Palm Beach County Convention C...

TICKETS

ART PALM BEACH 2020 ART PALM BEACH celebrates its 23nd Edition at the Palm Beach County Convention Center from January 30 / February 3. 2020 with a Collector's First View. ART PALM BEACH is considered one of the most influential contemporary art fairs on Florida’s Gold Coast by both critics and art enthusiasts. International galleries from around the world will be exhibiting contemporary and emerging artists. The fair also offers a full schedule of lectures, art film screenings, artists discussions, and curatorial tours. COLLECTOR'S FIRST VIEW Thursday, January 30. 6 pm / 10 pm (admission with the purchase of a multi-day ticket) REGULAR FAIR HOURS January 30, 12 pm / 7 pm January 31. 12 pm / 7 pm February 1, 12 pm / 7 pm February 2, 1 2 pm / 7 pm February 3, 12 pm / 6 pm PARKING Valet and self-parking available at the convention center. MISCELLANEOUS Wheelchairs available at Art Palm Beach Show Office. Children accompanied by adults under 10 years old free. FAIR INFORMATION nextlevelfairs.com/artpalmbeach info@nextlevelfairs.com 305 490 4584

Latin People News LPN: Updated Agenda with Panel Descriptions, 7th Annual...

Latin People News LPN: Updated Agenda with Panel Descriptions, 7th Annual...: 7th Annual Narcotics Conference "Drugged to Death" As Part of the Broward County Crime Commission Building B...

7th Annual Narcotics Conference "Drugged to Death" As Part of the Broward County Crime Commission Building Bridges Mental Health Conference Series Critical Thinking Solutions in Crime Tuesday, March 31st, 2020 South County Civic Center 16700 Jog Rd, Delray Beach, FL 33446 Sign in/Breakfast Begins at 8:30am Program 9:00am to 3:15pm Lunch Included

To Register Please Visit www.BrowardCrime.Org AGENDA 8:30 a.m. to 8:50 a.m. - Sign - In   8:50 a.m. to 9:00 a.m. - Opening Comments   9:00 a.m. to 10:00 a.m - Panel 1 - “Blow by Blow”- The Real Life Undercover Operation and Arrest of Infamous Cocaine Smuggler George Jung (As portrayed by Johnny Depp in the 2012 motion picture).   10:00 a.m. to 10:45 a.m. – Panel 2 – “From Pill Mills to the Street” – How Florida Sparked a U.S. Heroin Crisis - Florida "Pill Mills" were the "Gas on the Fire" Which Led to the current Street Level epidemic of Heroin and Fetanyl In 2010, some 90 percent of the Oxycontin prescriptions in the U.S. were written in Florida, where “pill mills” were springing up at record rates. Overdose deaths were skyrocketing, and the state had become a magnet for addicts from all around the country. The next year, reacting to public outcry, the state cracked down on pain clinics prescribing opioids like oxycodone and hydrocodone. Now, five years later, pain pill abuse is down, but heroin use has soared. And the resurgence of heroin, a street drug with a sinister reputation, has led some to ask if the crackdown actually made things worse.   10:45 a.m. to 10:55 a.m. – BREAK   10:55 a.m. to 11:40 a.m. - The Spike of Meth - Related Deaths in Florida (and the United States) Meth users may be adding heroin to the mix to create an equally powerful but dangerous combination known as a "Goofball", according to the CDC. Some may be using stimulants and opioids at different times to manage their highs. 11:40 a.m. to Noon – LUNCH BREAK   Noon to 12:45 p.m. - Counter-Narcotic Cyber Investigations Task Force Case Study   12:45 p.m. to 1:00 p.m. – BREAK   1:00 p.m. to 1:45 p.m. – Operation Snake Oil Redux, An Interview with case participants. A Doctor previously pled guilty to conspiring to distribute and dispense large amounts of oxycodone without a legitimate medical purpose and outside the usual course of professional practice.   1:45 p.m. to 1:55 p.m. - BREAK   1:55 p.m. to 2:40 p.m. – The Florida Shuffle & The On Going Cycle of Recovery & Relapse - Well-intended federal laws such as the Affordable Care Act and the Americans with Disabilities Act are being exploited by unscrupulous individuals who profit off of the misery of addiction.  Although there are many good drug treatment and sober living providers, the rogue rehab and sober home owners encourage relapse over recovery, to line their pockets through insurance fraud, patient brokering, kickbacks and other illegal activity. This is known as the Florida Shuffle.   2:40 p.m. to 3:20 p.m. – Solutions Panel: Real Life Success Stories From People Who Have Overcome Addiction CONTINUING EDUCATION CREDITS:   Mental Health Professionals: 6 CEUs Provided for Mental Health Professionals, Florida Psychological Association (FPA) Pending The Florida Psychological Association is approved by the Florida Department of Health, Board of Psychology and Board of School Psychology to sponsor continuing education for psychologists. The Florida Psychological Association is approved by the Florida Board of Clinical Social Work, Marriage and Family Therapy, and Mental Health Counseling as a provider of continuing education. The Florida Psychological Association maintains responsibility for the program and its content. Nurses, Respiratory Therapists and EMS: Memorial Healthcare System is an approved provider of Nurses, Respiratory Therapist and EMS continuum education. The 6th Annual Narcotics Conference is approved for 5.5 Nursing and Respiratory contact hours and EMS personnel is approved for 6.5 contact hours. Pharmacist: This program has been approved for 6 hours of general CE for pharmacists.   Physicians:   Memorial Healthcare System designates this live activity for a maximum of 6.0 AMA PRA Category 1 Credits™. Physicians should claim only the credit commensurate with the extent of their participation in the activity. This activity has been planned and implemented in accordance with the Essential Areas and policies of the Accreditation Council for Continuing Medical Education through the joint providership of Memorial Healthcare System and the Broward County Crime Commission. The Memorial Healthcare System is accredited by the ACCME to provide continuing medical education for physicians.  See Our YouTube Channel for Previous Conference Testimonials Check Out Our Videos! For More Information, Visit www.browardcrime.org or Please Call Hope #754-423-1976 or Email Hope@BrowardCrime.Org

Reparación de crédito: Cómo corregir los errores de tu informe de crédito 

16 de enero de 2020

por

Lisa Weintraub Schifferle

Abogada, División de Educación del Consumidor y Negocios, FTC

Si has estado leyendo nuestra serie de artículos de blog de año nuevo, crédito nuevo, entonces ya tienes tu informe de crédito y has aprendido a leerlo. ¿Pero qué tienes que hacer si encontraste errores? Quizás sea una cuenta que tú no abriste, un error en tu nombre o domicilio, o una bancarrota que en realidad no te corresponde. A continuación, algunas recomendaciones para corregir tu informe y, al mismo tiempo, evitar las estafas.

Si ves errores en tu informe, comunícate con la compañía de informes crediticios y la compañía que suministró la información. Pídeles a ambas compañías que corrijan sus registros. Incluye la mayor cantidad posible de detalles y agrega copias de constancias, como registros de pago o documentos de la corte.

Cuando te comuniques con la compañía de informes crediticios, el proceso dependerá de si eres una víctima del robo de identidad o si no lo eres:

Si los errores no están relacionados con el robo de identidad: Infórmale a la compañía de informes crediticios (por correo o en línea) cuáles son los datos que crees que son inexactos. Si te comunicas por correo, puedes usar nuestros modelos de cartas de disputa. Si lo haces en línea, usa los portales para disputas de cada compañía de informes crediticios (Equifax, Experian, Transunion) donde figure el dato inexacto. La compañía de informes crediticios debe investigar tu reclamo y hacer las actualizaciones necesarias de tu información dentro de los 30 días. La compañía de informes crediticios también debe comunicarse con la compañía que le suministró la información. Si la compañía que suministró la información descubre que era inexacta, debe notificar a las tres compañías de informes crediticios para que corrijan tu archivo.

Si los errores se deben al robo de identidad: Tú puedes bloquear las deudas relacionadas con el robo de identidad para que no aparezcan en tu informe de crédito. Visita RobodeIdentidad.gov para enterarte de los pasos a seguir y para conseguir un Reporte de Robo de Identidad para enviárselo a las compañías de informes crediticios. Recuerda que puedes usar los reportes de robo de identidad únicamente para las deudas causadas por el robo de identidad. Es ilegal presentar un Reporte de Robo de Identidad para bloquear deudas que efectivamente adeudas.

Si estás considerando la idea de pagarle a una organización de reparación de crédito para que te ayude a reparar tu crédito, recuerda que todo lo que esa organización pueda hacer por ti de manera legal, tú puedes hacerlo por tu cuenta sin costo o pagando un pequeño cargo. Las organizaciones de reparación de crédito NO pueden eliminar legalmente la información negativa de tu informe de crédito que sea exacta.

Si contratas una organización de reparación de crédito, evita hacer trato con aquellas organizaciones que:

Te insistan para que pagues antes de brindarte ayuda (eso es ilegal).
Te digan que no te comuniques directamente con las compañías de informes crediticios.
Disputen información de tu informe de crédito que tú crees que es exacta.

Si tienes un problema con una organización de reparación de crédito, repórtalo ante la FTC. Para más recomendaciones, lee Reparando su crédito, Reparación de crédito: Cómo ayudarse a sí mismo y Estafas de reparación de crédito.

Latin People News LPN: Seawall Work Along Collins Canal

Latin People News LPN: Seawall Work Along Collins Canal

Latin People News LPN: Michelle W. Bowman sworn in for second term as mem...

Latin People News LPN: Michelle W. Bowman sworn in for second term as mem...: January 30, 2020 Michelle W. Bowman sworn in for second term as member of the Board of Governors of the Federal Reserve System For imm...

January 30, 2020

Michelle W. Bowman sworn in for second term as member of the Board of Governors of the Federal Reserve System

For immediate release

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Chair Powell swears in Michelle W. Bowman as a member of the Board of Governors of the Federal Reserve System.

Click here for more high-resolution photos.

Michelle W. Bowman was sworn in for her second term as a member of the Board of Governors of the Federal Reserve System on Thursday. The oath was administered by Chair Jerome H. Powell in the Board Room.

President Trump renominated Governor Bowman for a full term on April 4, 2019. Governor Bowman was reconfirmed as a Board member by the United States Senate on September 12, 2019, and her term expires on January 31, 2034. Governor Bowman first took office as a member of the Board of Governors of the Federal Reserve System on November 26, 2018, to fill an unexpired term ending January 31, 2020.

A biography of Governor Bowman is available on the Board's website: www.federalreserve.gov/bios/.

Latin People News LPN: How to Check your Consumer Reports

Latin People News LPN: How to Check your Consumer Reports: Good afternoon, You may know that your credit records affect your ability to get an affordable loan, a job, an apartment, or many other...

Good afternoon, You may know that your credit records affect your ability to get an affordable loan, a job, an apartment, or many other essentials of daily life. But, do you know where and how to actually request your credit reports and what you can do once you order them? Over the past few years, we have updated and published a list of consumer reporting companies. Today, we present you with the 2020 edition of our list. You can filter and search the list online. This year’s list includes the following features: Information to request a report. This includes the latest company name and contact information from the three nationwide consumer reporting companies (Equifax, TransUnion, and Experian) and dozens of specialty reporting companies. We sort the companies by market area, such as employment, tenant, bank, subprime, insurance, or medical. New tips on which specialty reports might be important for you to fact-check depending on your specific situation. With the exception of employment screening, you can be rejected without warning based on the information in your consumer reports. When you know a consumer report is going to be used in a decision about you, check your consumer reporting information ahead of time. You should fact-check your credit reports for free from the three nationwide consumer reporting companies every 12 months and before you apply for credit. As a result of a 2019 settlement, all U.S. consumers may also request up to six free copies of their Equifax credit report during any twelve-month period. Requesting your credit reports will not hurt your credit scores. Useful identity verification information about how consumer reporting companies try to make sure you are who you say you are—before they give you your reports. It also includes the types of questions they might ask to verify your identity. Free reports guide. Most of the companies on this list will provide your information to you for free at least once every twelve months if you request it. In our list, we tell you ones that do. Companies that will provide free scores along with free reports. Not many do, but there are a few. We tell you which ones. Security freeze information about how several of the companies on this list will limit third-party access to your data if you request it through a security freeze. Download the list now Thank you, Consumer Financial Protection Bureau